Fees
1. Introduction
We operate a commission-free model. Clients are not charged any execution or advisory fees for transactions in shares, ETFs, or other financial instruments. Other indirect or product-related costs may apply and are disclosed below.
For detailed information on total costs and charges, please refer to our Costs & Charges Disclosure document.
2. Trading and Custody Fees
| Trading Commission | Free |
| Custody | Free |
| Mark-up1 | Value-based (see table below) |
| FX fee2 | 0.12% |
Value-Based Mark-Up Structure
| Instrument Price (in its trading currency) | Mark-Up per Unit (same currency) |
|---|---|
| < 5 | 0.01 |
| 5 - 20 | 0.02 |
| 20 - 100 | 0.04 |
| 100 - 500 | 0.06 |
| 500 – 1,000 | 0.10 |
| 1,000 – 5,000 | 0.20 |
| > 5,000 | 0.50 |
1A value-based mark-up is applied by FlexInvest to all buy and sell orders executed. It is calculated according to the instrument’s price at the time of execution (see table above). This mark-up is separate from any market spread inherent in the quoted price.
2The FX fee is applied whenever funds or transaction proceeds are converted from one currency to another. The conversion is performed at interbank (or market) rates with the fee applied to the amount converted.
3. Margin Rates
When trading through a margin account, margin fees will apply depending on the currency account and the investment amount.
| Investment Amount | EUR | USD | GBP |
|---|---|---|---|
| Up to 20,000 | 5.30% | 6.50% | 6.25% |
| 20,001 – 50,000 | 5.19% | 6.37% | 6.15% |
| 50,001 – 100,000 | 5.07% | 6.21% | 6.00% |
| 100,001 – 500,000 | 4.96% | 6.06% | 5.85% |
| 500,001 – 1,000,000 | 4.86% | 5.90% | 5.70% |
| More than 1,000,000 | 4.75% | 5.76% | 5.55% |
4. Deposits and Withdrawals
| Deposits via bank transfers | Free |
| Deposits via cards | Free |
| Deposits via Apple Pay, Google Pay, and others | Free |
| Withdrawals* | Free |
*Withdrawals are free of charge from us, but third-party banks or payment providers may apply fees independently. Third-party payment service providers, correspondent banks, or card issuers may apply independent fees. FlexInvest has no control over such external costs.
5. Administrative Fees
| Statements | Free |
| Account closure | Free |
6. Government Taxes and Levies*
| US Fees | |
|---|---|
| SEC Section 31 (REG) Charged by the US Government on the sale of US securities |
$0.0000080 per $1 of sale value |
| FINRA TAF Applied by the US Government on the sale of US shares |
$0.000166 per share |
| CAT Fee Applied to each buy and sell trade of US securities |
$0.000075 per share |
| EU Fees | ||
|---|---|---|
| Rate (equities) | Rate (ETPs) | |
| Belgium | ||
| TOB tax Charged on the purchase of Belgian equities and ETFs |
0.12% | 0.35% |
| France | ||
| FTT Levied on purchases of eligible French-listed shares |
0.30% | 0.00% |
| Greece | ||
| FTT Applied on the purchase of certain Greek-listed shares |
0.20% | 0.00% |
| Ireland | ||
| FTT Imposed on purchases of Irish-listed shares |
1.00% | 0.00% |
| Italy | ||
| FTT Applies to purchases of Italian shares from large-cap companies |
0.10% | 0.00% |
| Portugal | ||
| Stamp Duty May apply to certain financial transactions or services |
0.0045% - 0.0120% | 0.00% |
| Spain | ||
| FTT Charged when buying shares of large Spanish companies |
0.20% | 0.00% |
| Switzerland | ||
| Stamp Duty Charged on purchases of Swiss equities |
0.15% | 0.00% |
| UK | ||
| Stamp Duty Reserve Tax Applied to electronic purchases of UK shares |
0.50% | 0.00% |
| PTM levy Fixed charge on UK share trades over £10,000. |
£ 1 flat | £ 1 flat |
| Withholding taxes | Vary depending on your country of residence and the country where the dividend-paying company is based. FlexInvest handles this automatically where applicable. |
|---|
*Fees, conditions, and taxes are subject to change. Certain fees such as government levies or regulatory charges are imposed by external authorities and are not set by FlexInvest.
Version: 1.1 | Effective Date: 28 November 2025 | Reviewed: Q4 2025 | Next Review: Q4 2026 | Approved by: Compliance Department